He that followeth after righteousness and mercy findeth life, righteousness, and honour.” –Proverbs 21:21 Listen to chapter Public Domain

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  • a $39 late fee will be charged to all invoices not paid by the due date
  • a finance charge of 1 3/4% per month will be charged on balances over 25 days old (annual rate of 21%)
  • returned check fee is $39
  • accounts over 45 days will be referred to our billing and collection agency, NCS, a credit reporting agency
  • any fees associated with the collection of an outstanding balance will be added to the outstanding balance and will be due and payable by the customer
  • no returns without approval
  • no returns on personalized items
  • returns subject are to a 25% restocking fee